Terms & Conditions

By accessing and using SmartMoneyTheory.com (“the Website”), you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with these terms, please refrain from using the Website.

1. General Information

  • This Website is owned and operated by [Omprasad koppal], providing general educational content related to finance.
  • All content on this Website is for informational purposes only and reflects personal opinions based on publicly available information.
  • The Website does not provide personalized financial advice, investment recommendations, or legal advice. Please consult a qualified professional for advice suited to your individual financial situation.

2. Use of Content

  • All content on this Website, including articles, images, and resources, is protected by copyright and intellectual property laws.
  • You may access and use the Website content for personal, non-commercial purposes only. Any reproduction, redistribution, or modification of the content is prohibited unless authorized in writing.
  • You may not use the content in any way that violates the rights of others or for unlawful purposes.

3. Disclaimers

  • The content provided on this Website is for educational purposes only and is not intended as professional financial, investment, or legal advice. The owner is not a SEBI-registered Investment Advisor, Research Analyst, or Financial Planner.
  • The information shared reflects the owner’s personal views and may not be comprehensive or accurate. Investments in financial markets are subject to risk. Always conduct your own research or consult a licensed professional before making any financial decisions.
  • The Website does not take responsibility for any financial decisions, actions, or losses resulting from the use of information on this site.
  • Please review the Disclaimer page.

4. Advertisements and Affiliate Links

  • The Website may contain advertisements, sponsored content, or affiliate links. These advertisements are managed by third-party vendors, and the Website owner may receive commissions for purchases made through these links.
  • The presence of advertisements does not imply endorsement of the products or services, and the Website owner does not control the content of these advertisements. Users should perform their own research and exercise caution before making any purchases or financial commitments.
  • Please review the Advertisement Disclaimer page.

5. User Conduct

  • You agree not to use this Website in a way that could harm, disrupt, or interfere with its operation or the experience of other users.
  • You agree not to post or share any illegal, harmful, defamatory, or otherwise inappropriate content on the Website.

6. Privacy Policy

  • Your privacy is important to us. Please review our [Privacy Policy] to understand how your personal information is collected, used, and protected when you use the Website.

7. Limitation of Liability

  • The Website and its content are provided “as is.” We do not make any warranties regarding the accuracy, completeness, or reliability of the content on the Website. The Website owner will not be liable for any damages or losses arising from your use of this Website or reliance on its content.
  • In no event shall the Website owner be liable for any indirect, incidental, special, or consequential damages.

8. External Links

  • The Website may contain links to external websites. These links are provided for convenience and informational purposes only. The Website owner does not endorse and is not responsible for the content, accuracy, or availability of these external sites.
  • Users are encouraged to review the terms and privacy policies of any third-party websites they visit.

9. Modification of Terms

  • The Website owner reserves the right to modify, update, or change these Terms and Conditions at any time. Any changes will be reflected on this page, and the date of the latest update will be indicated at the top.
  • By continuing to use the Website after any changes are made, you agree to be bound by the updated Terms & Conditions.

10. Governing Law

  • These Terms and Conditions are governed by the laws of India. Any legal action or dispute arising out of the use of this Website will be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka.

11. Contact Information

  • If you have any questions or concerns regarding these Terms and Conditions, please contact us at contact@smartmoneytheory.com.
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