SIP (Systematic Investment Plan) is a method of investing fixed amounts regularly in mutual funds. Example: Investing ₹5000 every month in a mutual fund for 10 years.

Step-Up SIP lets you increase your investment amount annually by a percentage. Example: If you start with ₹5000/month and choose a 10% step-up, next year you'll invest ₹5500/month.

Returns are compounded annually. The calculator estimates potential growth based on your inputs. Actual returns may vary as market returns are not guaranteed.

Step-Up helps match investments with salary growth, leading to a larger corpus over time.